Portfolio Snapshot - Passive Income

Sharing my passive income for year 2021:

   

Total passive income dropped from the previous year. I believe this is due to the cut in dividends in the past year due to covid. 

Basically, I am collecting $1299.85 in passive income monthly this year, compared to $1380.06 last year. Hope dividends will be restored to pre-covid times in 2022. 

Here's what it looks like on a chart:

Roboadvisor returns: Endowus, Syfe, Stashaway, Wealthfront

Here I compare my returns on Singapore's Roboadvisors: 

• Endowus, 
• Syfe, and 
• StashAway

Only Syfe and Endowus accounts were started around the same time. StashAway was started one year earlier, and Wealthfront was started a couple years before. 

I invest an equal amount of cash into each portfolio, on a monthly basis.

For the risk level on all 3 accounts, I chose the highest risk option. 

Here are the returns:

Endowus General Wealth Accumulation (Time-weighted return 10.46%, started Feb 2021):

Syfe Stockpile (Time-weighted return 20.10%, started Nov 2020):

Syfe Property Purse (Time-weighted return 5.19%, started Feb 2021):

Stashaway General Investing (Time-weighted return 23.51%, started Feb 2020):

I also did an unfair comparison with Wealthfront. This comparison is unfair because the portfolio with Wealthfront was started back in Jul 2018. 

Wealthfront (Time-weighted return 45.73%, started Jul 2018):

So far, Wealthfront has the highest returns, followed by Stashaway -> Syfe Stockpile -> Endowus -> Syfe Property Purse. 

Perhaps I'll do an update on this every 6 months. 

Meanwhile, I have been trying to set up a portfolio on DBS's 'roboadvisor' for a few months now. I have tried this on mobile and desktop. I have put in double the amount I want to invest in my bank account, thinking that it could be an insufficient funds issue. But nothing works!

Portfolio Snapshot - Breakeven Price Oct 2021

 Here's another snapshot of my portfolio based on breakeven price:

The column 'price' indicates the current price of the stock.

The column 'breakeven_price' indicates the breakeven price of the stock with dividends and stocks from the distribution reinvestment plan included. As long as the price of the stock is above the breakeven price, I can sell the stock for a profit.

The column 'breakeven_price_status' indicates if the stock price is above the breakeven price.

Portfolio Snapshot - CAGR Oct 2021

 

 Here's a snapshot of my current portfolio:

The column 'cagr' represents the compound annual growth rate of that stock.

The column 'cagr_inc_div_drp' shows the compound annual growth rate including dividends paid out and additional stocks obtained through distribution reinvestment plans.

The column 'cagr_benchmark' shows the compound annual growth rate of the benchmark. The benchmark is the SPDR STI ETF, stock code 'ES3'.

The column 'cagr_benchmark_status' shows yes if we beat the benchmark. The more 'Yes' the better. Not very impressive here, mainly due to the effects of the covid-19.

The column 'returns_one_year' shows the returns in the past one year. Mostly positive, which is not surprising since last year 2020 was the covid year.

The columns 'cagr', 'cagr_inc_div_drp', 'cagr_benchmark', 'returns_one_year' are shown in percentages.