Saturday, October 29, 2022

Portfolio Snapshot - CAGR and Breakeven Price Oct 2022

 Here's a snapshot of my current SGP portfolio:


The column 'cagr' represents the compound annual growth rate of that stock.

The column 'cagr_inc_div_drp' shows the compound annual growth rate including dividends paid out and additional stocks obtained through distribution reinvestment plans.

The column 'cagr_benchmark' shows the compound annual growth rate of the benchmark. The benchmark is the SPDR STI ETF, stock code 'ES3'.

The column 'cagr_benchmark_status' shows yes if we beat the benchmark. 

The column 'returns_one_year' shows the returns in the past year. 

The columns 'cagr', 'cagr_inc_div_drp', 'cagr_benchmark', and 'returns_one_year' are shown in percentages.

Here's a comparison of the stats with previous years:


Here's another snapshot of my portfolio based on the breakeven price:



The column 'price' indicates the current price of the stock.

The column 'breakeven_price' indicates the breakeven price of the stock with dividends and stocks from the distribution reinvestment plan included. As long as the price of the stock is above the breakeven price, I can sell the stock for a profit.

The column 'breakeven_price_status' indicates if the stock price is above the breakeven price.

Here's a comparison of the stats with previous years:


Here are the returns of my portfolio versus the benchmark:


2022 is not a good year for stocks. Only 19.05% of my stocks have had positive returns in the last 1-year period. Mainly due to the Ukraine war, inflation, and rising interest rates by the Fed. Also only 61.9% of my stocks achieved break-even status. In retrospect, from the above tables, 2019 was a really good year for my portfolio. 

Monday, October 24, 2022

This too shall pass - part 3

 

 It has been 2 months since my previous post about my portfolio taking a beating:

http://financeopti.blogspot.com/2022/07/this-too-shall-pass-part-2.html

I think it is time to re-evaluate the percentage gain(or loss) on my portfolio.

At this point in history, there are several things investors worry about: rising interest rates, high inflation, the war in Ukraine, and a possible recession in the US. 

The war in Ukraine has no end in sight, with Putin calling up a country-wide mobilization to call up to 300,000 soldiers for the Ukraine war (the last country-wide mobilization in Russia was in 1941).

https://en.wikipedia.org/wiki/2022_Russian_mobilization

War in Taiwan seems increasingly likely. I just watched a video by Mr. George Yeo who shared that there are some in the US who feel that war should come sooner rather than later, because even though both will be bloodied, China at this stage will be bloodied more than the US (and hence will take longer to recover). 

https://www.washingtonpost.com/world/2022/10/18/china-seize-taiwan-plan-blinken/

The S&P500 and NASDAQ are in a bear market. 

Here are the overall returns of the components in my portfolio:

Cryptocurrency -58.20%

SPY Fund          -10.16%

Bond                 -13.17%

USA                  -8.44%

One-Fourth       -19.17%

SGP                  -6.44%

BCIP                -2.64%

CPFIS              +9.63%

Dividends are not included in the above. 

Yes, almost all my portfolios are negative without including dividends. 

What is my plan? Well, I plan to hold on for 2 reasons: 

1. I have no emergency need to withdraw money from my portfolios right now, 

2. I plan to continue collecting dividends from them.

As for my dollar cost averaging investments in Roboadvisors, BCIP, and ILP, I plan to continue for as long as I am financially able. Without a doubt, this is the BEST buying opportunity in the long-run. 

Hope things will get better soon. Is the worst over? I have no crystal ball, only time will tell. 

Saturday, October 1, 2022

Dividends for Sep 2022

 Here are my dividends for Sep 2022:


So I collected $2014.27 in dividends for Sep 2022. 

In case you are wondering, some stocks are repeated because I have 2 brokerage accounts. 

Here are my monthly dividends over the last 4 years:


Looks like Oct will be a dead month lol. 

Here are the dividends I collected every year until the current day:


Hope it keeps increasing! We'll see how high it can go.