Sunday, December 8, 2024

Dividends for Nov 2024 - Towards 5000 a month

Here are my dividends for Nov 2024:

                                    


So I collected $1,233.08 in dividends for this month. 
 
In case you are wondering, some stocks are repeated because I have 2 brokerage accounts.

Here are my monthly dividends over the last 6 years:


Here are the dividends I collected every year until the current day

                                




I have already surpassed my total yearly dividends in the previous year of 2023. 

For the year 2024, my average monthly dividends per month is now $2,454.09. 

Here is the progress of my average monthly dividends over the years:

                         





I plan to first receive $2500, then finally $5000 in dividends every month on average.

Additionally, I share the interest I received from the various banks for the deposits in this month:

                                        



So I collected $693.05 in interest payments this month.

Yes! I have signed up for Chocolate Finance! If you need a referral link, please feel free to use my link:


Also, in this month I made $148.10 from my side hustle - Grabfood delivery.

I see a lot of benefits doing delivery:
  • Exercise
  • Earn kopi money
  • Discover new places if I were to do delivery outside of my usual neighbourhood
Overall, its great fun!

Onwards!   

 

Thursday, December 5, 2024

Wrapping up my 18th Month of Financial Independence

I just finished my 18th month of FI (Financial Independence) in Nov 2024.

Below is what I ate and did for fun, and a record of my expenses.

Eating


Some fancy stuff I ate at a fancy restaurant. The taste was OK. 


My usual avocado home-cooked meal.


Went for a day trip to JB!

Nice Kopi in JB Jalan Tan Hiok Nee cafe street.



Fun


A simple month where I spent quality time with the kids.

Bishan Park! Went cycling there with my kid.


Lovely Bishan Park with lots of wildlife.

Have a slot to go cycling around Toa Payoh while my kid goes for a birthday party.

Spent a whole day doing Grabfood! Started here...

And ended up here (Lavender).

Went to Ghibli Studio exhibit at Art Science Museum.

Went to Ghibli Studio exhibit at Art Science Museum.


Expenses


In terms of expenses, all green this month!
 
Eating Out Target: $650
Eating Out Actual: $736.42 (Not sure why exceeded cos no major family celebrations this month, maybe eat too much Sushiro. Or it could also be I cooked less due to my kid at home for school holidays so have to buy lunch for her.)

Household Target: $600
Household Actual: $148.09

Travel Target: $100
Travel Actual: $6.25

Entertainment Target: $50
Entertainment Actual: $31.50

Personal Target: $250
Personal Actual: $424.27 (Bought a gift for my wife and took the flu vaccine)

Onwards to the next month of FI!