Below are what I ate and did for fun, and a record of my expenses.
Eating
Oyster omelet at Beng Thin (OCBC Tower). |
Must go in Malaysia.
|
First time trying sea grapes. |
Some fancy cupcakes. Good to see, too sweet to eat. |
Fun
Ipoh! The mountain scenery is awesome. |
Kek Lok Tong, Ipoh. |
Lake Gardens of Taiping. |
Lata Kinjang Falls - the tallest waterfall in SEA. |
Langkawi! A much quieter alternative to Bali. |
Gem of islands in Langkawi - Pulau Dayang Punting (Pregnant Maiden). |
Expenses
I busted some of my expenses this month. It is the holiday month after all and I did some traveling as you can see above.
Eating Out Target: $650
Eating Out Actual: $778.71 (went on holiday so had to spend on food)
Household Target: $600
Household Actual: $372.67
Travel Target: $100
Travel Actual: $116.20
Entertainment Target: $50
Entertainment Actual: $106.05 (holiday expenses)
Personal Target: $100
Personal Actual: $521.42 (attended a wedding...wow weddings are expensive these days!)
I only managed to find time to do a few food deliveries this month. All in, I only managed to earn $21.80 this month. For the whole year of 2023, I earned $145 doing food deliveries.
It will look like I busted most of my budgets in the above, but let's look at the budget for the whole year instead.
Here's my discretionary budget for the whole year:
So I only busted my Personal budget for the whole year, though by a pretty big amount (-5216.85). This is because I had to buy a laptop this year.
Without this large expense, I estimate I need to allocate a yearly budget of 3000 to the Personal category, which works out to be 250 per month. I need to adjust this to my FIRE calculations accordingly (another post).
Onwards to the next month of FIRE!!
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