I just finished my 19th month of FI (Financial Independence) in Dec 2024.
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Top it off with cake. |
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And ice cream snow dessert. |
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And coffee. |
Expenses
Eating Out Target: $650
Eating Out Actual: $864.63 (Dec holidays so ate more)
Household Target: $600
Household Actual: $1,242.11 (Bought a new washer dryer)
Travel Target: $100
Travel Actual: $66.07
Entertainment Target: $50
Entertainment Actual: $36
Personal Target: $250
Personal Actual: $1,002.84 (Wedding angbao)
Even though I busted the monthly budgets for some months, for the entire year, I did not bust my annual budget.
In fact, I underspent my yearly budget by $4,731.13. I will save this for a rainy day, when I need to spend more on household items.
For the record, also will like to add that I earned $567.80 doing my side hustle (food delivery) in 2024.
Onwards to the next month of FI!