Thursday, April 3, 2025

FI Status after 2 years of FI [Financial Independence]


I have achieved FI status in Mar 2023:

https://financeopti.blogspot.com/2023/03/breaking-free-i-have-achieved-financial.html

Now it is timely to re-evaluate whether I am still FI.

I did my spreadsheets and arrived at the following:

                            

As long as the cell in the red box is negative, I am FI. 

I will do this analysis at the beginning of every quarter. 

From the above, it seems I am still FI. 

I have also attached a chart showing the % change in my total investable assets over the years.

                        


For this quarter Q1 2025, total investable assets decreased. This is due to the volatility and uncertainty of Trump's tariffs. Time will tell when this volatility will play out. 


 

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