I have achieved FI status in Mar 2023:
https://financeopti.blogspot.com/2023/03/breaking-free-i-have-achieved-financial.html
Now it is timely to re-evaluate whether I am still FI.
I did my spreadsheets and arrived at the following:
As long as the cell in the red box is negative, I am FI.
I will do this analysis at the beginning of every quarter.
From the above, it seems I am still FI.
I have also attached a chart showing the % change in my total investable assets over the years. This is on a quarterly basis.
For this quarter, Q3 2025, total investable assets increased to 8.78%. This is likely due to the good market bull run.
I also share here how my portfolio has grown over the years:
The chart below shows the % change in the portfolio over the years (compared year-end value with value at beginning of the year). The value for 2019 was removed, because at 112.04% it seems like an anomaly.
On average, my returns are 19.18% per year.





No comments:
Post a Comment