Saturday, November 8, 2025

Wrapping up my 29th Month of Financial Independence [FI]

I just finished my 29th month of FI (Financial Independence) in Oct 2025.

Below is what I ate and did for fun, and a record of my expenses.

Eating


Home-cooked meal. Sweet potato is a new addition.
I find it has one of the highest ratios for tastefulness over effort, which I like.

A new kimbap stall opened, and it was good.

Lei Cha in Kulai over the Deepavali long weekend.
Only recently did I learn Kulai is a haven for Hakka food.

Also in Kulai.

Good Times Cafe at Eko Botani, JB.
There is quite a bit of vibe about this place.

Good Time Cafe at Eko Botani, JB.

Sinful cakes to celebrate a birthday.
Suspect it was these cakes that made me gain 1 KG.




Fun


The highlight of this month was going to Malacca during the Deepavali long weekend.

Went to this resort in Malacca.

Enjoyed the nature and the serene surroundings.

Raffles banded langur?

Flowers of the Cannonball tree.




Health


I have started tracking my fitness levels, and below is what I have so far. I used to be able to do at least one muscle-up back in Mar 2025, but after an illness, I lost it. Now trying to get it back ðŸ’ª






Expenses (Discretionary only)


Burst a few budgets this month. I think I may have to revise the budgets for 2026. For one thing, the children are definitely eating more.
 
Eating Out Target: $650
Eating Out Actual: $761.67

Household Target: $600
Household Actual: $396.17

Travel Target: $100
Travel Actual: $170 (petrol for travel to Malacca)

Entertainment Target: $50
Entertainment Actual: $0

Personal Target: $250
Personal Actual: $404.51 (birthday present, made a donation to Gaza relief, went for dental)

Onwards to the next month of FI! 


  






























    

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